Perodua Axia X

Name: Perodua Axia X
Brand: Perodua
Price: 40000 MYR
Availability: InStock

RM 40,000

Petrol Hatchback Auto 2024

Specifications

Brand Perodua

Engine 1,000cc

Fuel Type Petrol

Body Type Hatchback

Transmission Automatic

Seating 5 seats

Condition New

Year 2024

10% down · 2.6% flat rate · 9 years

Monthly instalment RM 412/mo

Loan amount RM 36,000

Annual road tax RM 20

Monthly road tax RM 2/mo

Est. annual insurance RM 260/yr

Your Income

Gross Monthly Income (RM)

Your salary before EPF, SOCSO, and income tax deductions

Take-Home Pay / Net Income (RM)

Your actual monthly bank-in amount.

Existing Monthly Commitments (RM)

Home loan, PTPTN, personal loan, etc.

Loan Settings

Down Payment

10% — RM 4,000

Bank Negara Malaysia requires a minimum 10% down payment for most buyers.

Loan Tenure

Interest Rate (Flat)2.6% flat (≈ 4.7% eff.)

Malaysian banks use flat rate HP — effective ≈ 1.82× flat rate

Insurance & other settings ▾

No Claim Discount (NCD)

Your NCD from your previous insurer

Region

Annual Mileage

Affects maintenance cost estimate

Include windscreen + special perils + flood riderRecommended — covers flood damage, highly relevant in Malaysia