Carcost.my

Lexus GX Overtrail

RM 780,000

Petrol SUV Auto 2026
Lexus GX Overtrail

Specifications

Brand Lexus
Engine 3,445cc
Fuel Type Petrol
Body Type SUV
Transmission Automatic
Seating 5 seats
Condition New
Year 2026

Quick Estimate

10% down · 4.7% reducing balance rate · 9 years

Insurance assumes 0% NCD with rider, includes 8% SST and RM10 stamp duty.

Monthly instalment RM 7,984/mo
Loan amount RM 702,000
Annual road tax RM 3,910
Monthly road tax RM 326/mo
Est. annual insurance RM 10,268/yr

Affordability Calculator

Your Income

Your salary before EPF, SOCSO, and income tax deductions

Your actual monthly bank-in amount.

Home loan, PTPTN, personal loan, etc.

Subtracts from OTR before down payment and loan calculation.

Loan Settings

10% — RM 78,000

Bank Negara Malaysia requires a minimum 10% down payment for most buyers.

4.7% p.a.

Reducing-balance rate as required by the Hire Purchase Amendment Act 2026 (effective June 1 2026). Effective Interest Rate (EIR): 4.80% p.a.

Insurance & other settings ▾

Your NCD from your previous insurer

Affects maintenance cost estimate