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GAC Emkoo Premium

RM 123,800

Petrol SUV Auto 2026
GAC Emkoo Premium

Specifications

Brand GAC
Engine 1,497cc
Fuel Type Petrol
Body Type SUV
Transmission Automatic
Seating 5 seats
Condition New
Year 2026

Quick Estimate

10% down · 4.7% reducing balance rate · 9 years

Insurance assumes 0% NCD with rider, includes 8% SST and RM10 stamp duty.

Monthly instalment RM 1,268/mo
Loan amount RM 111,420
Annual road tax RM 90
Monthly road tax RM 8/mo
Est. annual insurance RM 2,757/yr

Affordability Calculator

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Subtracts from OTR before down payment and loan calculation.

Loan Settings

10% — RM 12,380

Bank Negara Malaysia requires a minimum 10% down payment for most buyers.

4.7% p.a.

Reducing-balance rate as required by the Hire Purchase Amendment Act 2026 (effective June 1 2026). Effective Interest Rate (EIR): 4.80% p.a.

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Affects maintenance cost estimate