BYD Atto 3 Extended

RM 169,800

Electric SUV Auto 2024

Specifications

Brand BYD

Engine Electric

Fuel Type Electric

Body Type SUV

Transmission Automatic

Seating 5 seats

Condition New

Year 2024

10% down · 2.6% flat rate · 9 years

Monthly instalment RM 1,747/mo

Loan amount RM 152,820

Annual road tax RM 220

Monthly road tax RM 18/mo

Est. annual insurance RM 1,104/yr

Your Income

Gross Monthly Income (RM)

Your salary before EPF, SOCSO, and income tax deductions

Take-Home Pay / Net Income (RM)

Your actual monthly bank-in amount.

Existing Monthly Commitments (RM)

Home loan, PTPTN, personal loan, etc.

Loan Settings

Down Payment

10% — RM 16,980

Bank Negara Malaysia requires a minimum 10% down payment for most buyers.

Loan Tenure

Interest Rate (Flat)2.6% flat (≈ 4.7% eff.)

Malaysian banks use flat rate HP — effective ≈ 1.82× flat rate

Insurance & other settings ▾

No Claim Discount (NCD)

Your NCD from your previous insurer

Region

Annual Mileage

Affects maintenance cost estimate

Include windscreen + special perils + flood riderRecommended — covers flood damage, highly relevant in Malaysia