Volvo XC40 B3

Name: Volvo XC40 B3
Brand: Volvo
Price: 358888 MYR
Availability: InStock

RM 358,888

Petrol SUV Auto 2024

Specifications

Brand Volvo

Engine 1,500cc

Fuel Type Petrol

Body Type SUV

Transmission Automatic

Seating 5 seats

Condition New

Year 2024

10% down · 2.6% flat rate · 9 years

Monthly instalment RM 3,691/mo

Loan amount RM 322,999

Annual road tax RM 90

Monthly road tax RM 8/mo

Est. annual insurance RM 2,333/yr

Your Income

Gross Monthly Income (RM)

Your salary before EPF, SOCSO, and income tax deductions

Take-Home Pay / Net Income (RM)

Your actual monthly bank-in amount.

Existing Monthly Commitments (RM)

Home loan, PTPTN, personal loan, etc.

Loan Settings

Down Payment

10% — RM 35,889

Bank Negara Malaysia requires a minimum 10% down payment for most buyers.

Loan Tenure

Interest Rate (Flat)2.6% flat (≈ 4.7% eff.)

Malaysian banks use flat rate HP — effective ≈ 1.82× flat rate

Insurance & other settings ▾

No Claim Discount (NCD)

Your NCD from your previous insurer

Region

Annual Mileage

Affects maintenance cost estimate

Include windscreen + special perils + flood riderRecommended — covers flood damage, highly relevant in Malaysia